---
title: Built for Real Stores - Case Study
description: A system built for real stores. BANK IN A BOX reduces cash complexity, shifts compliance off your team, and keeps store leaders where they belong—in the store.
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# Estepp Energy Streamlines Cash Operations with BANK IN A BOX

Estepp Energy, a Kentucky-based convenience store chain with 14 locations, faced a growing operational challenge: cash management was consuming too much time and introducing unnecessary risk. 

#### **The Challenge: Too Many Banks, Too Much Time, Too Much Risk**

Store managers were frequently leaving locations to make bank deposits and pick up change, pulling them away from in-store priorities and increasing liability exposure.

At the same time, the company's geographic footprint made banking inefficient.

**“With a wide network, we had multiple bank accounts at multiple different banks," said Erika Leake, senior accountant at Estepp Energy. "This meant more work for the accounting staff with reconciling the accounts and transferring money."**

The result was:

- Lost productivity at the store level
- Increased administrative burden for accounting
- Elevated risk from off-site cash handling
- Limited access to cash services outside of banking hours

Estepp Energy needed a better way to manage cash, without adding complexity.

![1738281615596](https://news.cdlatm.com/hubfs/1738281615596.jpg "1738281615596")

#### **The Solution: One Complete System for Store and Customer Needs**

After extensive research, Estepp Energy selected Cash Depot's BANK IN A BOX. This program is a fully-integrated platform that combines:

- A growing library of consumer financial services
- Multi-denomination ATM withdrawals
- Store cash management (deposits, change, start-of-shift funds)

"It eliminated the time-consuming task of maintaining a separate ATM and having to fill it, which previously meant additional trips to the bank for change," said Leake.

Instead of managing separate systems and processes, BANK IN A BOX consolidates everything into one in-store solution.

###### ***The Results: More Time, Less Risk, Simplified Operations***

With BANK IN A BOX in place, Estepp Energy has transformed how it manages cash across all locations.

Key outcomes include:

- **Managers stay in-store** - No more frequent bank runs, freeing up time for higher-value tasks and improving operational focus.
- **Reduced liability** - Fewer employees transporting cash means lower risk exposure.
- **Simplified banking structure** - The company consolidated multiple bank accounts into a single account, streamlining reconciliation and reducing accounting workload.
- **24/7 access to cash services** - Stores can buy change and manage cash even on nights and weekends, without relying on bank hours.

"The BANK IN A BOX is extremely convenient for buying change on the weekends and evenings after hours," Leake noted.

###### *Service that Reinforces Value*

Beyond the technology, Cash Depot's support team has been a key differentiator.

" The team is easy to access, quick to service, and the technicians provide status updates," said Leake. "We know we are a priority. That speaks volumes."

###### *The Bottom Line*

BANK IN A BOX delivers more than convenience; it creates operational efficiency, reduces risk, and simplifies cash management across multi-location retail environments.

"I absolutely recommend BANK IN A BOX to other companies," said Leake. "It's easy to use and helps streamline store cash operations."

---

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